It was late 2010 and Christmas was right around the corner. I was thinking about all the people I had to buy Christmas presents for and how I was going to pay for their gifts. Usually I have a set amount of money that I plan to spend on everyone, then I figure out what I am going to buy for everyone and place the amount for each person in separate envelopes.
2010 was a little different. I had one more year until my mortgage was going to be paid off. I was so focused on paying off my mortgage that I was using some of my fun money to make extra payments. I desperately wanted to get rid of my mortgage and I knew that if I spent money on Christmas gifts, it would delay my mortgage pay off. I know this may sound selfish, but at the time I was just thinking about the mortgage not the gifts. Besides it would only be one year of cheap gifts. The alternative was no gifts, which I thought would have been worse.
So I went to Dollarama to see what they had. I wasn’t expecting anything great, I mean it was Dollarama, a place where I buy toothbrushes, gift bags and birthday cards, none of which I could give anyone as gifts. I saw some cute toiletry gift baskets and thought who doesn’t need toiletries, so that went into the cart. Then I saw some toys for the kiddies, boys love cars, so I picked up a few race cars. They also had some socks, those went into the cart as well.
When I finished, my total was less than $20. That was a deal!
Christmas time came and I told everyone that I was on a tight budget before I gave them their gift. Everything seemed fine until a few weeks later when I heard that one of my family members was complaining about their gift. They knew I purchased it at Dollarama and was not happy! She said I shouldn’t have bought anything at all. I sure thought about it as I said earlier, but I thought something was better than nothing. Whatever happened to being grateful for a gift.
Fast forward to 2012 and that same cousin is still mad about the gift from 2010. She’s slowly coming around, but hasn’t completely. What’s funny is that this was the one person I thought would understand because she paid off her mortage a few years ago.
Oh well, what’s done is done and I don’t plan on buying Dollarama gifts again!
Have you ever bought cheap gifts for friends or family because you wanted to get out of debt?