Thanks for stopping by Call Me What You Want, Even Cheap! The name of my blog comes from many years of my friends and family calling me cheap. Personally I don’t think I am cheap (joke), I just watch how I spend my money. Okay maybe I take it over board at times like when I compare the milliliters to the price of a bottle of soap to see if it makes sense to buy one bottle over another. I can’t be the only one that does this!
Anyway, I am
32 33 years old and recently married, so I guess that makes me a newlywed! I started to seriously track my mortgage and car loan pay off balances in February of 2009. By December 2011 I paid off a total of $95,778.52, which included my car loan ($15,087.21), and mortgage ($80,691.31). It feels great not to have a car loan or mortgage payment any more. Since I have been living without a mortgage payment for some years, I have decided to save my old payment. It was $809 bi-weekly, I rounded it up to $1000. I figured If I could save $809 I could save $1000.
I have written a series on my debt pay off right here. Check it out to see how I got rid of all that debt in less than 3 years. Please feel free to share your tips as well, so we can all learn what you did or what you’re doing to get rid of your debt.
I’ve been working in the financial industry since I was 18, I can’t believe it has been 15 years already. I was just a fresh kid out of high school then. Well I guess a fresh adult out of high school since I was 18. I sure felt like a kid then! Who are we kidding, I still feel like a kid.
I have definitely seen and learned a lot over the years, but I still think I can do better when it comes to money management. There’s always something to learn! I hope to learn some things from you as well as share my journey as I continue to gain financial independence one cent at a time.